CDSGrants.com :: Questions and Answers :: Click a question to reveal its answer  Question Topic: /Realtor/Builder/Contractor Q: The site will not let me registor I am a Realtor for Coldwell Banker and also my husband and I own Parente Construction LLC HELP I would love to help the people in my Town there are so many but I cannot seem to registor either one Q: I NEED A PASS WORD SO I CAN ORDER FROM MY CLIENTS.K Q: WHAT STATE ALLOWS ME TO PURCHASE A HOUSE WITH THE HELP OF SECTION 8 HOUSING. Q: Im in a lottery for a house. I was previously pre-approved for a mortage through Washington Mutual. I have my down payment, but would need help with my closing, is there any assistance for me and how would Igo about recieving the assistance?I live in NYC. Even if Im not picked in the lottery I would still like to purchase a home through other channels Q: do u have the information on how to apply for the grant towards closing cost and,to purchase a apt building i plan to live in also how do i get started.the building needs a lot of work. Q: what is the 650 for Q: how do my credit have to be Q: why do the buyer have to sign the check back over to cds grants at the end of closing Q: i am going to seprated with my husband soon am not working at the moment and i have a two year old son i dont have the moneyfor a flat. Q: Is there any lender`s here in Houston, TX Northwest side, I have signed off on a home, but not satisified with the lender COUNTRYWIDE wanting too much at closing. Can I apply for a cdsgrant employed 20 years income over $3600month Q: I have a house in Rhode Island and I need $200,000 to finish it, I am converting it to condos. I presently owe $405,000,can I get a grant for this and what is required ? Q: Hi my name is Terrell Frank and my question is how do I go about getting qualified for a grant to fix up a nice house and how do I get the money for the house I live at home right now with my parents and real estate is my dream as a profession if u could give me the steps of bein able to accomplish my dream I would appreciate that Thank you Q: i own three lots which have houses on them. they are very old and iam going to demolish all three houses, i want to build 12 apartment units in their place. are there any government grants out there that could help me build for low income people or any other residents. Q: Iam not looking for a hand out but i work 2 jobs and never getting ahead, my landlord is selling his condo , i would love to own our own place,but i have no money to put down and cant afford to much, i am willing to work or volunteer my services to get the help we need, I am scared to be homeless soon. is there any help in florida????? Q: I am a single mother of 2 girls, 1 daughter depress and gets anxiety attacks my 85 year old mother lives with me, we live in a cramp 2 bedroom apartment, I work 2 jobs 7 days a week, clearing up my bills and trying to save for a down payment and closing cost on a house, is their any programs out there to help me. Thank you. Q: Does a person who has been awarded a CDS grant have to pay back the grant? Q: I AM A SINGLE MOTHER OF 2 CHILDREN LOOKING TO BUY A HOUSE IN THE SOUTHAMPTON AREA. ITS FOR SALE @ $279,000.00. I SHOULD SHORTLY BE RECIEVING MONEY FOR THE SETTLEMENT OF MY HOUSE. I AM LOOKING FOR A LOAN BUT DONT HAVE THE BEST CREDIT IS THERE ANYONE THAT CAN HELP QUICKLY. Q: I own my own home. I am 65 and disabled. My house needs roofing because it leaks when it rains. All agencies that can provide assistance in Houston, Texas are not taking applications until next year and there will probably be a long waiting list. Are there any business or corporations who might provide this service. Topic: After buying the House Q: If I was approved for a grant and moved into a home then later decided to move else where. Could I sell the house or rent it out? Q: How long does it take to get qualified for the grants Q: If I have bought a Ome with an 80 % 1st through a Subprime Lender and the Owner carrying a 2nd Mortgage for 5 years with a Baloon. Can your Program assist me in Paying off the owner with a grant after 3 years to avoid the Baloon Payment at 5 years? Topic: after the closing Q: If a CDS grant was approved as a gift, At closing should the gift in that amount be written to me or should it be written back to CDS? Topic: Application Q: how can I apply for a grant that I will not have to repay? Topic: Applied for downpayment assistance Q: I recently applied for assistance with my downpayment. When will I hear something. And how do I go about getting the information for my real estate agent and for the closing. Q: How much down Payment assistance can a first time home buyer who is a single mom receive. Topic: Apply for a grant Q: Need help buying a house. I have another question is there any grants out there for Single parents trying to buy a house. Q: I am a single mother of two. I have been looking to purchase a home and was wondering what kind of grants there are for someone like myself. I would love to get back into a house for my son and daughter. Q: it will not let me reg for this grant why. Q: Would like to apply for a grant for a low income house in Detroit, MI. How could you help? Q: what do I need to do to apply for a home grant ? Q: i am wanting to apply for a grant to buy a hud house. where do i apply and how? wii you please help me? Q: How can I apply for a grant that will assist me with tha down payment on a house, and what do I need to qualify? Q: I am a mother of 2 and have just taken custody of my 2 nieces. We are buying my mother in laws house from her we have lived here 3 years. We owe about 20,000 on the house before it can be put in our name. My husband works hard to support the 6 of us but money is very tight. Is there a grant that can help us? Q: Good evening! I am writing in regards for a friend who is interested in purchasing a home. She is a single working mother and is at the moment residing in a low income level housing project with three small children. I would like to request any and all information that you may have about loans, grants, and any other funds that my assist this mother. She currently resides in North Carolina. If you could please e-mail me any contact numbers or organizations that could help her in her plight. I would greatly appreciate it! Thank you and I look forward to hearing from you soon! Thank you in advance! LaDonna Cooper Q: I am a single mother still living with my parents and it is getting worse and worse. Ireally need to be in my own place but I do not have the money. I don`t even have a vehicle to get back and forth to where I need to go. I have to beg my mother for a ride and sometimes she still won`t take me. Please I am begging anyone please help. Q: I am a single mom of 2 and my fiance and I don`t want to rent. We would like to buy a home, do I apply for a grant first or mortgage. We need help, we little money for down payment or the closing costs associated with this process. How do I qualify for a grant? Q: How do I apply for a houseing grant , for a down payment on a house Q: How do I apply for a grant? Q: How do you get down payment assistance in columbia mo. Q: My husband and I are looking to buy a house for the first time. We have picked out a house, But we do not have a down payment and dont know where to start. Can you help us? Topic: applying for grant Q: I registered online. Do I have to fill out the Balanced Budget Spending Planner? Do I have to do a seminar also? What is my next step? Q: is there a certain form like a 503 etc form that i will need along with a id number to apply for a Topic: Assistance Q: I have been trying to Log On to your website. Client ID is 133396. The User Name Im using is THuber. Password 7187. Why am I not able to get in? Please give me the necessary info to do this. Q: I am a 34 year black female that want to open a business. do to the ecomony I am temping from job to job I am interested in opening a Christian Base Recreational Center, I have written my bylaws and articles of incorporation But I do not have the money to apply for the 501c3 also I need a car What is available to me I am currently in school working on my master`s degree in healthcare management i need money to pay back all my loan Help! Q: My friend is paralyzed from the waist down and my husband and i wuld like to would like to buy a home for all of to live in. i was wondering if there was any type of grant that my friend may qualify for to help build a new home. Q: I know that a single mother can apply for some assistance, or a grant when purchasing a home in Wisconsin. I will be looking to purchase a home this summer, and would like some information on how to qualify and/or apply for a grant. Q: When I went through the Home grant process I was told I was eligible for assistance with making mortgage payments should I run into difficulty during the first year. Is there assistance available if so, how do you apply for such assistance? Q: I am not sure I understand this program.I can get a grant only if I can find someone to donate that amount back to you?? This isn`t really making sense to me..Please explain to me how this part of the program works. Thank you Q: hi my name is amber in need help with my bills fast is ther any fast grants for single moms I can apploy for on line I still haven payed this mounths rent and next mounths is aroiund the corner I just need 5000 at the most so I can pay an exter mounth please help. Topic: CDS Homegrants Q: Would like help with purchasing or building a home on my own property, Can you please help? Q: I currently own a condo in Altamonte Springs however the association fee is getting to be to high and I have a problem taking care of the monthly morgage . Very hard to sell Iam thinking about leasing it . Question can I get a downpayment assistant to purches an other home Q: is there a fee for the help program and if so is it paid at closing? how much is the fee?? Q: I broke my knee cap and have been off work off an on for doctors visits. I am scheduled for surgery on January 8th 2004 not sure when I will be able to go back to work. Will the H.E.L.P program help me out in January? Q: forgot my password. Q: I was a seller of a home whereby the purchaser qualified for a CDS Home Grant. The replenishment came from the purchase agreement, i.e. seller`s concession. Since this was considered a donation to a non-profit agency, I assume this donation can be included as a deduction on my income tax? Q: I am living in a home in which I there is a contract for deed. The contract expires this month and I have a lender that can finance all but 20k. Do I quailify for your program. If so please give me more details. Q: How do you qualify for a home grant? Q: Will the contribution by the replinishing party be in any way specified for benifit of the recepient? In other words, will the reciever of the gift and the replenisher have any strings attached? Thanks. Q: I have made on offer on a home. The offer was for $149,900 with me getting a check for $8000 at closing. The lender I am going through wants to use the CDS Grant. I do not understand from the website exactly how it works. Could you explain? Q: Hello how can i go about geting on a list or how to apply for a grant to buying a home. i have never owned home and i need one now that i able to buy one. Q: I would like an application for the cdsgrant. I am in the process of trying to purchase a home. I am not sure what to go under there are so many prompts to look under. Email me the correct prompt to go under or the application for the the cds grant. Thank you Latanya Willis Q: I recently received a home through secession and donation. It is in need of extensive repairs and accessibilization. Are there grants available to do this and where can I fill out a form online for tis? Q: I have been approved through two lenders H & R Block and Bank Of America. But I donth think that I will be abled to make the payments that they have set up for me. One problem is that my EX is not regular about paying Child support. I am a single mother. I relly need to be out of my currant place by the end of the month. Is there any help outh there for me? Q: IN THE CDS GRANT CALCULATOR IF LINE 12 IS NEGITIVE DOES THE BORROWER NEED TO COME TO THE CLOSING TABLE WITH THAT AMOUNT OF MONEY.. IF YES... ISNT THAT THE PURPOSE OF THIS PROGRAM.. BECAUSE THE BORROWER DOES NOT HAVE MONEY? Q: I live in NY and I want to know if there is any government grant that I can apply for that will assist me with a down payment for a house. Im currently working Q: I am disabled with emotional problems such as filling out and understanding paperwork,I need someone to help me with downpayment assistant programs for the disabled,can you help me Q: Please send me a copy of lenders in cleveland Ohio that accept the cdsgrant. Q: Please send me a copy of lenders in cleveland Ohio that accept the cdsgrant.please mail it to 11522 temblett Avenue cleveland ohio. Thank you very much. Q: hi my name is erika i am single mom of 3 children i work full time and i rent a appartment. my landlord is selling were i live and i wanted to know if there is anyway(s) that i can get help and or information on how i can buy this house. Thank you. Q: do i need a job to apply for a grant? Q: I am a single mother working full time and in school. I have been renting for 6 years i was wondering if there were any grants to help me buy a home for my son and I to call our own? THANKYOU JESSICA Q: can you help me find and start getting a home? Q: How do I apply and qualify for a 1st time home buyers grant? Q: how can i apply for a first time home owners grant. I can`t even find where to apply. I am a single mother of two. Q: I need to get in to a home I dont make a lot of money and I have two kids what can I do? Q: Can this program be availible to countries outside the US such as the Bahamas? Q: I AM LOOKING TO BUY A HOUSE. I NAM A FIRST TIME BUYER CAN YOU PLEASE HELP ME . I HAVE BEEN RENTING FOR FIVE YEARS. I HAVE TWO SMALL KIDS . PLEASE HELP ME BUY MY FIRST HOME. THANK U Q: How can I get a grant to assit with my downpayment on my first home Im buying Q: I am a single mother who makes slightly above the median wage for my state. I am innundated with medical bills because my oldest child is a type 1 diabetic. Is there any assistance for someone who is not below the poverty level but can`t afford a down payment because the medical is overwhelming? Q: how do i quilify for goverment grants to buy a home?i am on disability,and have have a pretty good credit rating. but need information on grants.and loans. Topic: Charitable contribution Q: If you are a tax exempt organization, do you have a 501(c) from the IRS, like a church would, so that they donation would be tax deductible for us? Topic: Church building Q: How can I get some assistance on some grants to assist in building a church? Topic: debets Q: how to get grants for debets Topic: down payment Q: I am a redgistered american indian, Im divorced with three kids and looking to buy a house, but a man paying child support it very difficult to get money for a down payment ,and closing cost is there help out there for me?And also wondering about financing are there better rates? Topic: Down-Payment Q: I am a teacher in Ohio and a single mom of 1. I am hoping to buy a house this summer. I am running into a problem, however, figuring out how to finance the down payment/closing costs. Would I qualify for a CDS grant and if so what further steps do I need in order to apply? Q: I am a single mother of three and looking to buy a home. I have heard of several mothers that have went thorugh diffrent organizations to recieve down payment assistance when purchasing thier home. It seems as if they have forgotten the name of the organizations that has ever so greatly helped them. Do you know of anyone I could contact in Louisville Kentucky? Q: I need help with down payment for forst time home buyer. How could you help me? Q: Who pays for the CDS grant? Is it financed in the loan or does someone else pay for it. How is the amount figured? Q: I;m devorced, and had to foreclose my home, and had to file bankruptcy. I am a single father of three. Is it still possible to get a grant for a home. Q: I had to let my mobile home go back in 2003 at the time I owed right at about $23,000. I am a single mother of two currently self-employed and living in Subsidary Housing Authority. Can I receive a Home Grant????? Q: can me and my fiancee qualify together for a grant provider we a leander who accepts gifts as downpaymnts Q: is this grant for individual and /or for purchaser and co-purchaser ie a couple Q: What are the stipulations for receiving down payment? What income bracket do you need to be in? If approved for grant, how long does the process take to get the funds? Q: I HAVE OWNED A HOME IN LAST 2 YEARS CAN I STILL QUALIFY FOR GRANT? Q: what is your telephone number so I can refer a friend to you, who has no access to computer, only a telephone? Q: 1)What is the frequency of the "borrower" counseling courses? 2)When is the next one? Q: I work for a lender and am interesting in a having a client go through your program,how do I get started? Q: In regards to the H.E.L.P. Program I just found out a month ago I am pregnant and will have to be off work in May 2004 for about 2 weeks are we eligible for this? My missing 2 weeks of work is huge I will not be paid at all and this will be a big set back. Q: Do I qualify for a grant in helping me purchase a home for the first time as a single mother in the pennsylvania region , ex, assistance w/ a down payment. thank you. Q: I need some assistance with the down payment on our home. Topic: downpayment for a house or the whole gra Q: My husband & I are both on SSDI. We currently own a 1972 trailer & the lights flicker,& we need to use space heaters. I am in a wheelchair & I am scared to death of being here, not to mention wh can think of children when I know I probably couldn`t get them out in the case of fire. Our discharge for chapter 7 bankrupt went thru today & we are trying to improve our credit score. My question: Are there any grants to individuals to purchase a modest home? If not are there grants we could apply for to partially pay for it or at least the down payment & to add ramps, enlarge the bathroom, you know - NECCESARY RENOVATIONS? Thank you in advance for you help. Courtney Q: Looking for help with getting a house or a rent to own house any help form CDS would be appreicated. Thanks Q: Please send me information about Downpayment and Closing Cost grant. I appreciate all your help. Q: What agencies assist with down payment for houses Q: I need to apply for a grant to purchase a home Q: hi! my name is richard h. my wife and i are in a need of a house for us and are two girls. we live in a house with my wifes mother and grandmoter.my wifes grandmother is 96 years old my two girls are 12 and 14. there is no room for them to do anything.well anyway my wife and i found a house that need some work on it but its all i can do myself.the price of the house and to fix what needs to be fix is 10,000.00.the man that it belongs too was injured in the mill and can not work on it anymore. i need to find out what help my wife and i can get so we can get the house befor it is gone. my wife and i are both disabled and are on a low income. thank you for your time and any help you can give me. richard h. Topic: Employment Q: I attended a seminar in Cleveland last month, and I am extremely inspired by what your company does to help so many people. Id like to know how to become a part of your company. My major in school is Business Administration/Economics, and I would love to work for a company where I can use my skills to help others.! Topic: fees Q: Being the builder/donor, you mentioned reduced fees. What are these reduced fees? If Holiday Builders signs up with you, they have to pay 650.00 setup fee upfront and when a contract comes in and the homeowner wants to us CDS grants do they still pay 650.00 or is the fee reduced? Topic: grant for 1st time buying/ home Q: Im a first time buyer and my question is this! I do work but it`s not the best job that I am bringin home enough to buy a home, but if I was to buy a home where would I get the money to put up for down payment or for closing costs? This will be a dream home for me if I ever get someone in your department to help me for the first time for me to get a home? CAN U MAKE MY DREAM COME SURE... Q: I would like to buy a house sometime very soon. This would be my first time. My credit is not very good, I was able to buy a brand new car though. I will have only about $1000.00 for a down payment. I have steady employment (5 yrs) Will I qualify for any type of assistance, and would I ever get approved to buy a house? Q: I am a single mom and wanting to buy a house. My neighbor is willing to sell me his house at a good price for my area. I am currently living with my parents and getting back on my feet. I need help finding a low interest loan or grants to help me. Q: Im self-employed, and have been for the last 8 years. From what Ive read, I should have no problem getting an FHA loan. Would I also be eligible for the CDS Grant program? Q: I am a single moher of 38 years old i have a8 month old baby girl and would like to buy a house/ condo for us. also i am a resgistered american indian with the choctaw nation. i am of low icome and have no assits what assistance can i get Q: i am trying to find out what kind of grant there is to help low income families get a home, or help with the payments of a home. Also the eligibilty requirements on the grant Q: grants for buying a house for single mother Q: I need to know where to go for a grant for single mothers who are first time buyers in Los Angeles Topic: grants Q: I am looking for a grant that we don`t have to pay back for a new roof. We are low low income and can`t afford a new roof. I have looked on many sites and all they want is money for books, etc....We live in Pennsylvania and they offer low income loans. We can`t afford another loan. We have our house payment and that is it. We do well to pay for it. Can someone help? Topic: H.E.L.P. / Help Program Q: Can you give me 16000 in a grant to purchase a home. I am a first time buyer. Q: I don`t know who this question is for but here goes I am a single parent who just started towards purchasing a home I have qualified for $65,000 home but the mortgage company only pay 75% which means I either have to come up with 25% myself or have the seller carry a secondary note for the 20%. Are there any grant, loans, or assistance that I can get? I have very little credit and what I do have is not so good Topic: Help with a down payment Q: I am looking for help with buying a home. Q: We are a young couple with two small children that have made wrong decisions in the past ergarding our credit and we are currently renting a house and are having nothing but problems with the landlords parents. We have found a house that the seller would sell to us on contract for deed. Do you have any grants that would be avaible for that kind of purchase? If so how do I go about applying for it and how long does it take? Q: Need help with down payment . We can not cover this but have been approved for loan. Q: I am seeking a program to assist me with my down payment on my home. Can you assist me asap. I have already found a home that I want to purchase, I have already been approved. Topic: HELP! Q: I am a single mom forced into bankruptcy from a nasty divorce. I am looking to lower my mortgage payments, asap. My lender has not been willing to working with me AT ALL. Is there any grants that I can apply for to help me so that I do not lose my house? Q: I have a couple of questions regarding your program. Can CDS help families with poor credit due to mostly medical bills? I see that you have seminars;will these seminars help help families that are first time buyers get in the position to purchase a home? If not, do you know of a program that I could look into for help? I would like to work with someone that will take me step by step thru the homebuying process...someone that can look at our credit and tell us what we are doing wrong and how to correct the problems honestly. Can you help me? Thanks. Erica Q: Are there any grants to purchase a forclosed homes? Topic: home Q: Hi! I have two children and I recently had a final divorce two months ago. I receive $750.00 a month for child support starting October. I am attending college for business management. Howver I am having a hard time finding a job. I do not have family or friends to help me. I am looking for advice on finding a affordable home. Most likely I`ll probable end up finding a 6.00 hour job. So my income is not that great. Are you able to help or can you point me in the right direction? Please email me back with subject: House Finding Topic: Home builder Q: I am a home builder in the Dallas Ft Worth area are there any grants or city moneys to help in the construction cost for building low income housing around 120k I would like to start building spec homes for this market if a grant can offset some off the cost. Topic: home buyer Q: can i get a number so i can call because i want to know if you guys can help me buy a house please reply. Topic: home buying Q: My credit score is not that good but I can afford a mortgage and a down payment of about 2000 dollars. Is there a program that can help me purchase a home? Topic: home grants Q: Hello my name is Michelle ,I have been living in a apartment for 20 years,and my 21 year old daughter and 2 year old sonl lost their place to live and moved in with me, my son and 3 year old grandson, due to the size of my family and the fact that my landlord wont put my daughter on my lease and is threating to evict us we really need a Grant to help us buy a home.my daughter helps out the best she can ,Because I have been out of work for 2 years and under a Doctor`s care because I have RSD. Can you please help us get a grant to buy a home , and does It Cost a Fee to get a Grant ? PLEASE can you Help us? Q: I am a single mother of 4 children and a grandson, a granddaughter, and my daughter is expecting TWINS in the fall. I need to purchase a home of our own. I am a low income family.Is there grants for me? preferably, without buying a book? please HELP!!!!!! Thanks, Julie Topic: HOUSEING Q: i have a pre approval from a mortgage company and im registered on youre web site what is the next step Topic: Houses For Sale Q: Where are the location of theses grant homes in the Cook County? How do I get a list? Topic: housing Q: will you give me a grant to purchase a home in liberty illinois? I am a single working mother of three boys and have poor credit do to identity theft. I also have a lot of things that are good towards my credit but they arent listed on the report.My boys and I have been through some very tramadic things and stability is something that is neede in there life in order to make them better.They also have some learning disabilities wich makes things even harder for us.I will do whatever I have to do in order to give my kids a roof over there head and a stable life so they can start getting better.I am also looking to finish school so I want have to struggle anymore.In order to do that I need help financially. Is there anyway you can help me out? thankyou for your help and your time. Topic: how to! Q: Im on disibility, I would like to know If I could apply for a grant that, problum is I would not be able to pay back, I only get a goverment check once a month, The thing is I might have to move in an emergency, and Im just trying to get my ducks in a row. Please reply asap Roseanna, Topic: investors Q: do re investors qualify for this program? Topic: low income assistance Q: I need to know how I could register for a grant for 1st yime home buyers with low income in a single family dewelling. Topic: Low Income Help Q: I know someone who has 2 children. I took her and the kids in for awhile as they were homeless. I did help them get a place and first month rent. She has had alot of bad luck lately in hospital, lost job. She has got a job now but it is part-time waitress and she doesnt make alot. Her landlord is at the door on the 1st of the month threating her to pay the rent on the 1st. She can not do this because of her pay period. So he makes her pay a late fee of an extra $200.00 a month. Yes, this is awful. Is there any help out there for her to possibly purchase a mobile home or get assistance of some kind? She lives in suburb of chicago illinois. Tried all their agencies. Of course, no help from them. Any help or guidance would be appreciated. Thank you Q: I am a single mom of 2 with high school loan debt. I haven`t received child supposrt for over 1.5 years. I make a decent living but my credit score is in fair condition. Is there a special loan or grant for assistance with a home and or down payment Q: I was wondering what kind of assistance is out there for a single mom of 2 young children with low income and not so good credit. Topic: my debt Q: i am a single low income mom with 2 children. i recently bought us a house and land that i owe 148000.00 i also owe 11000.00 in student loans from 1991, that i am trying to pay back that is now coming down due to interest. i owe about 12000.00 in credit cards, are there any programs for me? i have great credit but i only net about 1500.00 a month from my job. i need help before i mess my credit up. i cant pay all of these bills anymore. i live in alabama Q: How do apply for assistance with medical bills and educational loan Q: Elly Financial Home is offering outs loans to the public with a very low rate of 5%. We offer out personal and business loans. Are you in debt and you need an urgent loan? Do you need a real estate loan? Do you need secured or unsecured loan? look no further conact Elly Financial home today on ellylenders@hotmail.com We loan from $2,000 to $5,000,000 with a maximum time duration of 20 years. For more informations, contact us as soon as possible. Best Regards Mrs Willaims CEO/Elly Financial Home. Borrower`s Informations Name: Location: Phone Number: Amount Needed Topic: need help on finding hud home Q: i need help on finding hud home. i am a single mother of a two year old and in need of help. Topic: participating lenders Q: I have been pre-approved for a mortgage. I received a certificate from CDS Grants last year for the downpayment assistance program. I found a home (new construction) that I would like to buy. How do go about obtaining the grant from CDS for the down payment so I can go to contract to purchase the house. Q: I have received some papers, and I have found some properties that Im interested in, but I would like to deal with people who know about your service to get the processing move as soon as possible. Thank you Nicole Q: I would like to know the criteria for qualifying for a grant and lenders in the Houston, Texas who participate. Q: How do I contact participating lenders? Q: How do I get a list of mortgage lenders that participate in the CDS Homegrant Program? Q: HOW DO I GET A LISTING OF LENDERS IN MY AREA HOUSTON,TEXAS? ALSO HOW DO I GO ABOUT GETTING A NEW CERTIFICATE BECAUSE I SPILED INK ON THE ONE YOU ALL SENT? CAN YOU ALL SEND ME ANOTHER ONE AND A LISTING FOR MY AREA Q: Who are lenders in Iredell County, North Carolina Topic: Payment Process Q: I am looking to purchase a townhouse that is part of a cooperative housing unit and I would need the grant to pay the equity amount. I don`t have a lender and the units are part of FHA/HUD, is it possible for me to use the grant in this manner? Q: What is a ballon payment? How does it work? For example Im looking to refinance my house and the lender has a ballon payment after the third year. Is this something I need to be concerned about? Q: Who pays the $650.00 fee to participate? Topic: personal grants Q: I need to get some grants to bring my bills to current status where do I need to apply PLEASE HELP ME Topic: qualifications for this program Q: Is there fedreal money you can get to build a house and how would you go about purshaseing it and land also? Topic: REALTOR Q: Do we have to use a realtor from your service or can we use our own realtor? Topic: Referal Fee Q: Do CDS offer a referal fee for new business?Call me @321-298-3307 OR email. Topic: remodeling Q: I want to know if you have grants to do remodeling on already owned houses and if you do can you please send me forms to me in the mail. Q: I am a single mother of three living in a house that needs much remodeling. Is there any type of assistance for me to use to fix up my existing home? Topic: Replenishment Q: I don`t understand the "replenishment" concept. How does it work? Q: Are the replenishments tax deductible? If so, that would make it more appealing to the donators. Topic: sellers Q: im a homeowner and wanna sell my home to someone who has approved for a cds grant. I want to know that I will not be the one responsible for repaying this grant. Topic: Seminars Q: Would like to know more about the Seminars and how they could help us in getting a grant to purchase our first home. Are there Seminars where we live to attend? Suburbs of Philadelphia. Topic: Single mom in need of help Q: single mother of three need help with apply for grant money to guy home and money to go to college? Q: I am trying to get a way from my very abusive boyfriend. I have three children and the only way for me to get a way is to find a home that I can move into with no money up front. I need assisstance with that and some help with child cair but only in the beggening. Is there anyone who can help? Topic: single mother of two Q: how do i get in the program Topic: single parent homes Q: Is there anything outhere to help a single parent to get a grant for a down payment on a home? Thank you Topic: to purchase a home Q: Please I could not find any questions for single widowed mother interested in buying a home with a inlaw house in Western PA Topic: VEHICLE Q: ARE THERE ANY GRANTS TO HELP ME PURCHASE A ACCESSIBLE VEHICLE?